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Terms & Conditions

Last updated September 10, 2025

AGREEMENT TO OUR LEGAL TERMS

We are MSCG PTE. LTD. (“Company,” “we,” “us,” “our”), a company registered in Singapore at 68 CIRCULAR ROAD #02-01, Singapore, Singapore 049422.

We operate the website https://mscapitalgroup.com/ (the “Site”), as well as any other related products and services that refer or link to these legal terms (the “Legal Terms”) (collectively, the “Services”).

You can contact us by email at info@mscapitalgroup.com or by mail to 68 CIRCULAR ROAD #02-01, Singapore, Singapore 049422, Singapore.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”), and MSCG PTE. LTD., concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

We will provide you with prior notice of any scheduled changes to the Services you are using. The modified Legal Terms will become effective upon posting or notifying you by info@mscapitalgroup.com. By continuing to use the Services after the effective date of any changes, you agree to be bound by the modified terms.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

We recommend that you print a copy of these Legal Terms for your records.

Table of Contents

1. OUR SERVICES

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction where such distribution or use would be contrary to law or regulation. Those accessing the Services from other locations are responsible for compliance with local laws.

The Services are not tailored to comply with industry-specific regulations (HIPAA, FISMA, etc.), and may not be used in ways that would violate laws such as GLBA.

2. INTELLECTUAL PROPERTY RIGHTS

Our intellectual property
We are the owner or licensee of all intellectual property rights in our Services, including source code, software, website designs, audio, video, text, photographs, graphics (“Content”), as well as trademarks, service marks, and logos (“Marks”).

Our Content and Marks are protected by copyright, trademark, and other intellectual property laws globally.

The Content and Marks are provided “AS IS” for your personal, non-commercial use or internal business purposes only.

You may:

  • Access the Services.

  • Download or print copies of Content you are allowed to access.

You may not otherwise copy, reproduce, republish, upload, post, transmit, sell, license, or exploit any Content or Marks for commercial purposes without prior written consent.

Requests for use should be sent to: info@mscapitalgroup.com.

We reserve all rights not expressly granted. Breach of these terms terminates your right to use our Services immediately.

Your submissions
Any suggestions, feedback, or ideas you send become our property without compensation to you.

You are responsible for what you post or upload. By submitting content, you:

  • Agree not to post illegal, harmful, defamatory, obscene, or misleading material.

  • Waive moral rights to such submissions.

  • Warrant your submissions are original or properly licensed.

  • Acknowledge submissions are not confidential.

You agree to reimburse us for any losses caused by your breach.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that:

  1. You have the legal capacity and agree to comply with these terms.

  2. You are not a minor in your jurisdiction.

  3. You will not access Services through automated or non-human means.

  4. You will not use the Services for illegal or unauthorized purposes.

  5. Your use of the Services complies with all applicable laws.

False or incomplete information may result in suspension or termination.

4. PROHIBITED ACTIVITIES

You may not use the Services for purposes other than those we provide. Prohibited actions include (but are not limited to):

  • Collecting data without permission.

  • Misleading or defrauding users.

  • Circumventing security features.

  • Disparaging or harming the Services.

  • Harassing other users.

  • Uploading viruses or harmful software.

  • Using automated systems (bots, scrapers).

  • Impersonating others.

  • Spamming or unsolicited advertising.

  • Competing with us commercially using the Services.

  • Selling or transferring your profile.

5. USER GENERATED CONTRIBUTIONS

If allowed, you may create or submit content (“Contributions”). By doing so, you represent that:

  • You own or have licenses for your content.

  • Your Contributions are not illegal, harmful, obscene, discriminatory, or otherwise prohibited.

  • You will not post unsolicited ads, spam, or defamatory content.

  • Your Contributions comply with all laws.

Violations may result in termination or suspension.

6. CONTRIBUTION LICENSE

By submitting Contributions, you grant us the right to access, store, process, and use them. You retain ownership but grant us usage rights without compensation.

We do not claim ownership of your content but are not responsible for your Contributions.

7. SERVICES MANAGEMENT

We reserve the right to:

  • Monitor compliance.

  • Take legal action against violators.

  • Refuse or restrict access.

  • Remove excessive or harmful files.

Manage the Services as necessary.

8. PRIVACY POLICY

We care about privacy. By using the Services, you agree to our Privacy Policy.

Services are hosted in the United Kingdom, and your data may be transferred there.

9. TERM AND TERMINATION

We may terminate or suspend your access at any time, for any reason, including breach of terms. You may not create new accounts after termination.

10. MODIFICATIONS AND INTERRUPTIONS

We may change or discontinue the Services at any time. We are not liable for downtime, errors, or interruptions.

10. MODIFICATIONS AND INTERRUPTIONS

We may change or discontinue the Services at any time. We are not liable for downtime, errors, or interruptions.

11. GOVERNING LAW

These Terms are governed by Singapore law. Courts of Singapore have exclusive jurisdiction.

12. DISPUTE RESOLUTION

Binding Arbitration
Disputes will be resolved by arbitration in Singapore under ICAC rules.

Restrictions
No class actions are allowed; disputes must be individual.

Exceptions
Claims involving intellectual property or injunctive relief may go to court.

13. CORRECTIONS

We may correct errors, inaccuracies, or omissions in the Services at any time.

14. DISCLAIMER

Services are provided “AS IS.” We disclaim all warranties. We are not responsible for errors, interruptions, viruses, unauthorized access, or third-party services.

15. LIMITATIONS OF LIABILITY

We are not liable for direct, indirect, incidental, or consequential damages arising from use of the Services.

16. INDEMNIFICATION

You agree to indemnify and hold us harmless from claims, damages, or expenses arising from your use of the Services, breach of these Terms, or rights violations.

17. USER DATA

We may store data related to your use. You are responsible for your own data. We are not liable for data loss or corruption.

18. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

You consent to electronic communications and signatures. They are legally binding.

19. CALIFORNIA USERS AND RESIDENTS

Unresolved complaints may be directed to the California Department of Consumer Affairs.

20. MISCELLANEOUS

These Terms are the full agreement between you and us. We may assign our rights. If any provision is invalid, the rest remain enforceable.

21. CONTACT US

For complaints or questions, contact us at:

MSCG PTE. LTD.
68 CIRCULAR ROAD #02-01
Singapore, Singapore 049422
Email: info@mscapitalgroup.com